SCHWAB CHARLES CORP
SCHW· NYSE, NYSE, NYSE· Security Brokers, Dealers & Flotation Companies
- Market cap
- –
- P/FCF
- –
- EV/Sales
- –
- FCF margin
- 36.6%
- ROIC, 5 yr avg
- –
- Revenue, 5 yr CAGR
- +15.4%
We record prices for the companies we cover; SCHW is not one of them yet.
Company statistics
Profile · FY2025
- Market cap
- –
- Enterprise value
- –
- Diluted shares
- 1.81B
- Revenue
- $23.9B
- Free cash flow
- $8.8B
- Owner earnings
- $8.4B
Valuation · FY2025
- P/E
- –
- P/FCF
- –
- P/Owner earnings
- –
- EV/Sales
- –
- EV/FCF
- –
- P/B
- –
Margins · FY2025
- Gross
- –
- Operating
- –
- Net
- 37.0%
- Free cash flow
- 36.6%
- Owner earnings
- 35.3%
- Stock pay
- 1.3%
Returns
- ROIC, FY2025
- –
- ROIC, 5 yr avg
- –
- ROE, FY2025
- 17.9%
- ROE, 5 yr avg
- 14.5%
Growth (CAGR)
- Revenue, 3 yr
- 4.8%
- Revenue, 5 yr
- 15.4%
- Revenue, 9 yr
- 13.8%
- Diluted EPS, 3 yr
- 9.9%
- Diluted EPS, 5 yr
- 17.0%
- Diluted EPS, 9 yr
- 15.1%
- Free cash flow, 3 yr
- 100.6%
- Free cash flow, 5 yr
- 7.1%
- Free cash flow, 9 yr
- 11.6%
Financial health · FY2025
- Cash and investments
- $46.0B
- Total debt
- –
- Net cash
- –
- Debt/Equity
- –
- Debt/FCF
- –
Shareholder returns · FY2025
- Dividend yield
- –
- Payout ratio
- 26.3%
- Buyback yield
- –
- Shareholder yield
- –
- Share count, 5 yr
- 4.7%
Financials: ten years from the 10-Ks
Revenue
$23.9B
+13.8% a year over 9 years
FY2016FY2025
Margins
37.0%
FY2025
FY2016FY2025
Free cash flow and owner earnings
Free cash flow$8.8BOwner earnings$8.4B
Free cash flow +11.6% a year
FY2016FY2025
Diluted shares
1.81B
+35.6% over 9 years, net dilution
FY2016FY2025
Net cash
–
$36.2B more cash than debt
FY2016FY2025
Every figure, year by year
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| The business | ||||||||||
| Revenue | $7.5B | $8.6B | $10.1B | $10.7B | $11.7B | $18.5B | $20.8B | $18.8B | $19.6B | $23.9B |
| Revenue growth | 17.2% | 15.2% | 17.6% | 5.8% | 9.0% | 58.4% | 12.1% | -9.3% | 4.1% | 22.0% |
| Gross margin | – | – | – | – | – | – | – | – | – | – |
| Operating margin | – | – | – | – | – | – | – | – | – | – |
| Net income | $1.9B | $2.4B | $3.5B | $3.7B | $3.3B | $5.9B | $7.2B | $5.1B | $5.9B | $8.9B |
| Net margin | 25.3% | 27.3% | 34.6% | 34.5% | 28.2% | 31.6% | 34.6% | 26.9% | 30.3% | 37.0% |
| Diluted EPS | $1.31 | $1.61 | $2.45 | $2.67 | $2.12 | $2.83 | $3.50 | $2.54 | $2.99 | $4.65 |
| Return on invested capital? | – | – | – | – | – | – | – | – | – | – |
| Cash | ||||||||||
| Operating cash flow | $3.6B | -$839.0M | $12.5B | $9.3B | $6.9B | $2.1B | $2.1B | $19.6B | $2.7B | $9.3B |
| Capital expenditure | $346.0M | $400.0M | $570.0M | $708.0M | $631.0M | $916.0M | $971.0M | $700.0M | $620.0M | $548.0M |
| Free cash flow | $3.3B | -$1.2B | $11.9B | $8.6B | $6.2B | $1.2B | $1.1B | $18.9B | $2.0B | $8.8B |
| Stock-based compensation | $141.0M | $153.0M | $197.0M | $183.0M | $204.0M | $254.0M | $366.0M | $320.0M | $337.0M | $317.0M |
| Owner earnings? | $3.1B | -$1.4B | $11.7B | $8.4B | $6.0B | $948.0M | $720.0M | $18.6B | $1.7B | $8.4B |
| Free cash flow per share | $2.44 | $-0.92 | $8.73 | $6.53 | $4.34 | $0.63 | $0.57 | $10.32 | $1.12 | $4.84 |
| Capital allocation | ||||||||||
| Dividends paid | $486.0M | $592.0M | $787.0M | $1.1B | $1.3B | $1.8B | $2.1B | $2.3B | $2.3B | $2.3B |
| Share repurchases | $0 | $0 | $1.0B | $2.2B | $0 | $0 | $3.4B | $2.8B | $0 | $7.3B |
| Diluted shares | 1.33B | 1.35B | 1.36B | 1.32B | 1.44B | 1.90B | 1.89B | 1.83B | 1.83B | 1.81B |
| Share count change? | 0.5% | 1.4% | 0.6% | -3.0% | 8.7% | 32.2% | -0.2% | -3.3% | 0.2% | -1.4% |
| Balance sheet | ||||||||||
| Cash and equivalents | $10.8B | $14.2B | $27.9B | $29.3B | $40.3B | $63.0B | $40.2B | $43.3B | $42.1B | $46.0B |
| Short-term investments | – | – | – | – | – | – | – | – | – | – |
| Total debt | – | – | – | $7.4B | $13.6B | $26.8B | – | – | – | – |
| Net debt | – | – | – | -$21.9B | -$26.7B | -$36.2B | – | – | – | – |
| Shareholders' equity | $16.4B | $18.5B | $20.7B | $21.7B | $56.1B | $56.3B | $36.6B | $41.0B | $48.4B | $49.4B |
Latest filings
| 2026-10-15 | 8-K | Earnings release |
| 2026-08-07 | 10-Q | Quarterly report |
| 2026-07-21 | 8-K | Earnings release |
| 2026-05-08 | 10-Q | Quarterly report |
| 2026-04-16 | 8-K | Earnings release |
| 2026-04-06 | DEF 14A | Proxy statement |
| 2026-02-25 | 10-K | Annual report |
| 2026-01-21 | 8-K | Earnings release |
| 2025-11-07 | 10-Q | Quarterly report |
| 2025-10-16 | 8-K | Earnings release |
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