Chubb Ltd

CB· NYSE· Fire, Marine & Casualty Insurance

Market cap
–
P/FCF
–
EV/Sales
–
FCF margin
–
ROIC, 5 yr avg
–
Revenue, 5 yr CAGR
+10.5%
We record prices for the companies we cover; CB is not one of them yet.

Company statistics

From the 10-Ks, computed in code · point at a figure for its formula

Profile · FY2025

Market cap
–
Enterprise value
–
Diluted shares
401.5M
Revenue
$59.4B
Free cash flow
–
Owner earnings
–

Valuation · FY2025

P/E
–
P/FCF
–
P/Owner earnings
–
EV/Sales
–
EV/FCF
–
P/B
–

Margins · FY2025

Gross
–
Operating
–
Net
17.4%
Free cash flow
–
Owner earnings
–
Stock pay
–

Returns

ROIC, FY2025
–
ROIC, 5 yr avg
–
ROE, FY2025
14.0%
ROE, 5 yr avg
13.7%

Growth (CAGR)

Revenue, 3 yr
11.3%
Revenue, 5 yr
10.5%
Revenue, 9 yr
7.3%
Diluted EPS, 3 yr
27.5%
Diluted EPS, 5 yr
26.9%
Diluted EPS, 9 yr
12.5%
Free cash flow, 3 yr
–
Free cash flow, 5 yr
–
Free cash flow, 9 yr
–

Financial health · FY2025

Cash and investments
$2.5B
Total debt
$17.2B
Net debt
$14.8B
Debt/Equity
0.2x
Debt/FCF
–

Shareholder returns · FY2025

Dividend yield
–
Payout ratio
14.6%
Buyback yield
–
Shareholder yield
–
Share count, 5 yr
-2.4%

Financials: ten years from the 10-Ks

Reported numbers open their filing · computed ones show the formula · ˢ split-adjusted

Revenue

$59.4B

+7.3% a year over 9 years

FY2016: Revenue $31.5BFY2017: Revenue $32.2BFY2018: Revenue $32.7BFY2019: Revenue $34.2BFY2020: Revenue $36.0BFY2021: Revenue $40.9BFY2022: Revenue $43.1BFY2023: Revenue $49.7BFY2024: Revenue $55.8BFY2025: Revenue $59.4B
FY2016FY2025

Margins

17.4%

FY2025

FY2016: Net 13.1%FY2017: Net 12.0%FY2018: Net 12.1%FY2019: Net 13.0%FY2020: Net 9.8%FY2021: Net 20.9%FY2022: Net 12.2%FY2023: Net 18.2%FY2024: Net 16.6%FY2025: Net 17.4%
FY2016FY2025

Diluted shares

401.5M

-13.8% over 9 years, net buybacks

FY2016: Diluted shares 465.9MFY2017: Diluted shares 471.2MFY2018: Diluted shares 466.8MFY2019: Diluted shares 458.9MFY2020: Diluted shares 453.4MFY2021: Diluted shares 443.2MFY2022: Diluted shares 423.5MFY2023: Diluted shares 414.2MFY2024: Diluted shares 408.5MFY2025: Diluted shares 401.5M
FY2016FY2025

Net debt (below zero)

-$14.8B

$14.8B more debt than cash

FY2016: Net cash -$12.1BFY2017: Net cash -$11.8BFY2018: Net cash -$11.3BFY2019: Net cash -$13.3BFY2020: Net cash -$13.2BFY2021: Net cash -$14.5BFY2022: Net cash -$12.9BFY2023: Net cash -$11.9BFY2024: Net cash -$12.6BFY2025: Net cash -$14.8B
FY2016FY2025

Every figure, year by year

Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
The business
Revenue$31.5B$32.2B$32.7B$34.2B$36.0B$40.9B$43.1B$49.7B$55.8B$59.4B
Revenue growth65.7%2.5%1.5%4.5%5.3%13.5%5.5%15.4%12.1%6.5%
Gross margin––––––––––
Operating margin––––––––––
Net income$4.1B$3.9B$4.0B$4.5B$3.5B$8.5B$5.2B$9.0B$9.3B$10.3B
Net margin13.1%12.0%12.1%13.0%9.8%20.9%12.2%18.2%16.6%17.4%
Diluted EPS$8.87$8.19$8.49$9.71$7.79$19.24$12.39$21.80$22.70$25.68
Return on invested capital?––––––––––
Cash
Operating cash flow$5.3B$4.5B$5.5B$6.3B$9.8B$11.2B$11.3B$12.6B$16.2B$12.8B
Capital expenditure––––––––––
Free cash flow––––––––––
Stock-based compensation––––––––––
Owner earnings?––––––––––
Free cash flow per share––––––––––
Capital allocation
Dividends paid$1.2B$1.3B$1.3B$1.4B$1.4B$1.4B$1.4B$1.4B$1.4B$1.5B
Share repurchases–$801.0M$1.0B$1.5B$523.0M$4.9B$2.9B$2.4B$1.8B$3.7B
Diluted shares465.9M471.2M466.8M458.9M453.4M443.2M423.5M414.2M408.5M401.5M
Share count change?41.7%1.1%-0.9%-1.7%-1.2%-2.3%-4.4%-2.2%-1.4%-1.7%
Balance sheet
Cash and equivalents$985.0M$728.0M$1.2B$1.5B$1.7B$1.7B$2.0B$2.6B$2.5B$2.5B
Short-term investments––––––––––
Total debt$13.1B$12.6B$12.6B$14.9B$14.9B$16.2B$14.9B$14.5B$15.2B$17.2B
Net debt$12.1B$11.8B$11.3B$13.3B$13.2B$14.5B$12.9B$11.9B$12.6B$14.8B
Shareholders' equity$48.3B$51.2B$50.3B$55.3B$59.4B$58.3B$50.5B$59.5B$64.0B$73.8B

Latest filings

All on EDGAR
2026-10-2810-QQuarterly report
2026-10-208-KEarnings release
2026-07-2810-QQuarterly report
2026-07-218-KEarnings release
2026-04-2810-QQuarterly report
2026-04-218-KEarnings release
2026-04-03DEF 14AProxy statement
2026-02-2710-KAnnual report
2026-02-038-KEarnings release
2025-10-2710-QQuarterly report

More from our coverage

All coverage