CATHAY GENERAL BANCORP
CATY· Nasdaq· State Commercial Banks
- Market cap
- –
- P/FCF
- –
- EV/Sales
- –
- FCF margin
- 676.0%
- ROIC, 5 yr avg
- –
- Revenue, 5 yr CAGR
- +10.8%
We record prices for the companies we cover; CATY is not one of them yet.
Company statistics
Profile · FY2025
- Market cap
- –
- Enterprise value
- –
- Diluted shares
- 69.5M
- Revenue
- $53.8M
- Free cash flow
- $363.7M
- Owner earnings
- $357.1M
Valuation · FY2025
- P/E
- –
- P/FCF
- –
- P/Owner earnings
- –
- EV/Sales
- –
- EV/FCF
- –
- P/B
- –
Margins · FY2025
- Gross
- –
- Operating
- –
- Net
- 585.8%
- Free cash flow
- 676.0%
- Owner earnings
- 663.8%
- Stock pay
- 12.3%
Returns
- ROIC, FY2025
- –
- ROIC, 5 yr avg
- –
- ROE, FY2025
- 10.8%
- ROE, 5 yr avg
- 12.1%
Growth (CAGR)
- Revenue, 3 yr
- 8.4%
- Revenue, 5 yr
- 10.8%
- Revenue, 9 yr
- 8.7%
- Diluted EPS, 3 yr
- -2.0%
- Diluted EPS, 5 yr
- 9.6%
- Diluted EPS, 9 yr
- 8.4%
- Free cash flow, 3 yr
- -7.8%
- Free cash flow, 5 yr
- 3.0%
- Free cash flow, 9 yr
- 5.2%
Financial health · FY2025
- Cash and investments
- –
- Total debt
- $119.1M
- Net cash
- –
- Debt/Equity
- 0.0x
- Debt/FCF
- 0.3x
Shareholder returns · FY2025
- Dividend yield
- –
- Payout ratio
- 29.8%
- Buyback yield
- –
- Shareholder yield
- –
- Share count, 5 yr
- -2.7%
Financials: ten years from the 10-Ks
Revenue
$53.8M
+8.7% a year over 9 years
FY2016FY2025
Margins
585.8%
FY2025
FY2016FY2025
Free cash flow and owner earnings
Free cash flow$363.7MOwner earnings$357.1M
Free cash flow +5.2% a year
FY2016FY2025
Diluted shares
69.5M
-13.1% over 9 years, net buybacks
FY2016FY2025
Net cash
–
$785.8M more cash than debt
FY2016FY2025
Every figure, year by year
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| The business | ||||||||||
| Revenue | $25.5M | $25.6M | $28.0M | $31.5M | $32.2M | $39.1M | $42.2M | $43.9M | $52.3M | $53.8M |
| Revenue growth | – | 0.6% | 9.1% | 12.5% | 2.4% | 21.2% | 7.9% | 4.1% | 19.0% | 2.9% |
| Gross margin | – | – | – | – | – | – | – | – | – | – |
| Operating margin | – | – | – | – | – | – | – | – | – | – |
| Net income | $175.1M | $176.0M | $271.9M | $279.1M | $228.9M | $298.3M | $360.6M | $354.1M | $286.0M | $315.1M |
| Net margin | 687.0% | 686.4% | 971.5% | 886.7% | 710.0% | 763.4% | 855.0% | 806.4% | 547.2% | 585.8% |
| Diluted EPS | $2.19 | $2.17 | $3.33 | $3.48 | $2.87 | $3.80 | $4.83 | $4.86 | $3.95 | $4.54 |
| Return on invested capital? | – | – | – | – | – | – | – | – | – | – |
| Cash | ||||||||||
| Operating cash flow | $234.4M | $248.9M | $336.5M | $435.0M | $320.0M | $334.3M | $467.4M | $384.7M | $329.2M | $368.6M |
| Capital expenditure | $3.5M | $3.2M | $6.7M | $7.1M | $5.8M | $3.7M | $3.4M | $3.4M | $3.6M | $4.9M |
| Free cash flow | $230.9M | $245.7M | $329.9M | $427.8M | $314.2M | $330.6M | $464.0M | $381.3M | $325.5M | $363.7M |
| Stock-based compensation | $5.0M | $5.7M | $8.0M | $6.6M | $5.6M | $6.0M | $7.0M | $7.0M | $6.0M | $6.6M |
| Owner earnings? | $225.9M | $240.0M | $321.9M | $421.2M | $308.6M | $324.6M | $457.0M | $374.3M | $319.5M | $357.1M |
| Free cash flow per share | $2.89 | $3.03 | $4.04 | $5.33 | $3.94 | $4.21 | $6.21 | $5.23 | $4.50 | $5.24 |
| Capital allocation | ||||||||||
| Dividends paid | $59.3M | $69.9M | $83.4M | $99.1M | $98.7M | $99.3M | $101.0M | $98.6M | $98.0M | $93.8M |
| Share repurchases | $54.4M | $0 | $42.6M | $36.3M | $23.6M | $167.1M | $141.3M | $16.7M | $84.7M | $180.3M |
| Diluted shares | 79.9M | 81.0M | 81.6M | 80.2M | 79.8M | 78.6M | 74.7M | 72.9M | 72.3M | 69.5M |
| Share count change? | -1.7% | 1.3% | 0.7% | -1.7% | -0.6% | -1.5% | -5.0% | -2.4% | -0.7% | -4.0% |
| Balance sheet | ||||||||||
| Cash and equivalents | $1.2B | $534.8M | $600.3M | – | – | – | – | – | – | – |
| Short-term investments | $967.1M | $292.7M | $375.0M | – | – | – | – | – | – | – |
| Total debt | $119.1M | $194.1M | $189.4M | $144.8M | $119.1M | $119.1M | $119.1M | $119.1M | $119.1M | $119.1M |
| Net debt | -$2.0B | -$633.4M | -$785.8M | – | – | – | – | – | – | – |
| Shareholders' equity | $1.8B | $2.0B | $2.1B | $2.3B | $2.4B | $2.4B | $2.5B | $2.7B | $2.8B | $2.9B |
Latest filings
| 2026-10-21 | 8-K | Earnings release |
| 2026-08-07 | 10-Q | Quarterly report |
| 2026-07-22 | 8-K | Earnings release |
| 2026-05-08 | 10-Q | Quarterly report |
| 2026-04-22 | 8-K | Earnings release |
| 2026-04-16 | DEF 14A | Proxy statement |
| 2026-03-02 | 10-K | Annual report |
| 2026-01-22 | 8-K | Earnings release |
| 2025-11-07 | 10-Q | Quarterly report |
| 2025-10-21 | 8-K | Earnings release |
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