BANK OF AMERICA CORP /DE/
BAC· NYSE, NYSE, NYSE, NYSE, NYSE, NYSE, NYSE, NYSE, NYSE, NYSE, NYSE, NYSE, NYSE, OTC, NYSE, NYSE, NYSE· National Commercial Banks
- Market cap
- –
- P/FCF
- –
- EV/Sales
- –
- FCF margin
- –
- ROIC, 5 yr avg
- –
- Revenue, 5 yr CAGR
- +5.7%
We record prices for the companies we cover; BAC is not one of them yet.
Company statistics
Profile · FY2025
- Market cap
- –
- Enterprise value
- –
- Diluted shares
- 7.68B
- Revenue
- $113.1B
- Free cash flow
- –
- Owner earnings
- –
Valuation · FY2025
- P/E
- –
- P/FCF
- –
- P/Owner earnings
- –
- EV/Sales
- –
- EV/FCF
- –
- P/B
- –
Margins · FY2025
- Gross
- –
- Operating
- –
- Net
- 27.0%
- Free cash flow
- –
- Owner earnings
- –
- Stock pay
- 3.5%
Returns
- ROIC, FY2025
- –
- ROIC, 5 yr avg
- –
- ROE, FY2025
- 10.1%
- ROE, 5 yr avg
- 10.0%
Growth (CAGR)
- Revenue, 3 yr
- 6.0%
- Revenue, 5 yr
- 5.7%
- Revenue, 9 yr
- 3.4%
- Diluted EPS, 3 yr
- 6.1%
- Diluted EPS, 5 yr
- 15.3%
- Diluted EPS, 9 yr
- 11.0%
- Free cash flow, 3 yr
- –
- Free cash flow, 5 yr
- –
- Free cash flow, 9 yr
- –
Financial health · FY2025
- Cash and investments
- $231.8B
- Total debt
- $338.2B
- Net debt
- $106.4B
- Debt/Equity
- 1.1x
- Debt/FCF
- –
Shareholder returns · FY2025
- Dividend yield
- –
- Payout ratio
- –
- Buyback yield
- –
- Shareholder yield
- –
- Share count, 5 yr
- -2.7%
Financials: ten years from the 10-Ks
Revenue
$113.1B
+3.4% a year over 9 years
FY2016FY2025
Margins
27.0%
FY2025
FY2016FY2025
Diluted shares
7.68B
-30.5% over 9 years, net buybacks
FY2016FY2025
Net debt (below zero)
-$106.4B
$106.4B more debt than cash
FY2016FY2025
Every figure, year by year
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| The business | ||||||||||
| Revenue | $83.7B | $87.1B | $91.0B | $91.2B | $85.5B | $89.1B | $95.0B | $102.8B | $105.9B | $113.1B |
| Revenue growth | 0.9% | 4.1% | 4.5% | 0.2% | -6.3% | 4.2% | 6.6% | 8.2% | 3.0% | 6.8% |
| Gross margin | – | – | – | – | – | – | – | – | – | – |
| Operating margin | – | – | – | – | – | – | – | – | – | – |
| Net income | $17.8B | $18.2B | $28.1B | $27.4B | $17.9B | $32.0B | $27.5B | $26.3B | $27.0B | $30.5B |
| Net margin | 21.3% | 20.9% | 30.9% | 30.1% | 20.9% | 35.9% | 29.0% | 25.6% | 25.5% | 27.0% |
| Diluted EPS | $1.49 | $1.56 | $2.61 | $2.75 | $1.87 | $3.57 | $3.19 | $3.05 | $3.19 | $3.81 |
| Return on invested capital? | – | – | – | – | – | – | – | – | – | – |
| Cash | ||||||||||
| Operating cash flow | $17.3B | $9.9B | $39.5B | $61.8B | $38.0B | -$7.2B | -$6.3B | $45.0B | -$8.8B | $12.6B |
| Capital expenditure | – | – | – | – | – | – | – | – | – | – |
| Free cash flow | – | – | – | – | – | – | – | – | – | – |
| Stock-based compensation | $1.4B | $1.6B | $1.7B | $2.0B | $2.0B | $2.8B | $2.9B | $2.9B | $3.4B | $4.0B |
| Owner earnings? | – | – | – | – | – | – | – | – | – | – |
| Free cash flow per share | – | – | – | – | – | – | – | – | – | – |
| Capital allocation | ||||||||||
| Dividends paid | – | – | – | – | – | – | – | – | – | – |
| Share repurchases | $5.1B | $12.8B | $20.1B | $28.1B | $7.0B | $25.1B | $5.1B | $4.6B | $13.1B | $21.4B |
| Diluted shares | 11.05B | 10.78B | 10.24B | 9.44B | 8.80B | 8.56B | 8.17B | 8.08B | 7.94B | 7.68B |
| Share count change? | -1.7% | -2.4% | -5.0% | -7.8% | -6.8% | -2.7% | -4.6% | -1.1% | -1.8% | -3.2% |
| Balance sheet | ||||||||||
| Cash and equivalents | $147.7B | $157.4B | $177.4B | $161.6B | $380.5B | $348.2B | $230.2B | $333.1B | $290.1B | $231.8B |
| Short-term investments | – | – | – | – | – | – | – | – | – | – |
| Total debt | $216.8B | $227.4B | $229.4B | $240.9B | $262.9B | $280.1B | $285.9B | $315.3B | $307.5B | $338.2B |
| Net debt | $69.1B | $70.0B | $52.0B | $79.3B | -$117.5B | -$68.1B | $55.7B | -$17.8B | $17.4B | $106.4B |
| Shareholders' equity | $266.2B | $267.1B | $265.3B | $264.8B | $272.9B | $270.1B | $273.2B | $290.2B | $294.0B | $303.2B |
Latest filings
| 2026-10-30 | 10-Q | Quarterly report |
| 2026-10-14 | 8-K | Earnings release |
| 2026-07-31 | 10-Q | Quarterly report |
| 2026-07-14 | 8-K | Earnings release |
| 2026-05-01 | 10-Q | Quarterly report |
| 2026-04-15 | 8-K | Earnings release |
| 2026-03-23 | DEF 14A | Proxy statement |
| 2026-02-25 | 10-K | Annual report |
| 2026-01-14 | 8-K | Earnings release |
| 2025-10-31 | 10-Q | Quarterly report |
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