Sezzle Inc.
SEZL· Nasdaq· Services-Business Services, NEC
- Market cap
- –
- P/FCF
- –
- EV/Sales
- –
- FCF margin
- 88.7%
- ROIC, 5 yr avg
- –
- Revenue, 5 yr CAGR
- +32.0%
We record prices for the companies we cover; SEZL is not one of them yet.
Company statistics
Profile · FY2025
- Market cap
- –
- Enterprise value
- –
- Diluted shares
- 35.7M
- Revenue
- $235.9M
- Free cash flow
- $209.3M
- Owner earnings
- $202.7M
Valuation · FY2025
- P/E
- –
- P/FCF
- –
- P/Owner earnings
- –
- EV/Sales
- –
- EV/FCF
- –
- P/B
- –
Margins · FY2025
- Gross
- –
- Operating
- 74.9%
- Net
- 56.4%
- Free cash flow
- 88.7%
- Owner earnings
- 85.9%
- Stock pay
- 2.8%
Returns
- ROIC, FY2025
- –
- ROIC, 5 yr avg
- –
- ROE, FY2025
- 78.4%
- ROE, 5 yr avg
- -85.9%
Growth (CAGR)
- Revenue, 3 yr
- 170.2%
- Revenue, 5 yr
- 32.0%
- Diluted EPS, 3 yr
- –
- Diluted EPS, 5 yr
- –
- Free cash flow, 3 yr
- 191.4%
- Free cash flow, 5 yr
- –
Financial health · FY2025
- Cash and investments
- $64.1M
- Total debt
- –
- Net cash
- –
- Debt/Equity
- –
- Debt/FCF
- –
Shareholder returns · FY2025
- Dividend yield
- –
- Payout ratio
- –
- Buyback yield
- –
- Shareholder yield
- –
- Share count, 5 yr
- 4.5%
Financials: ten years from the 10-Ks
Revenue
$235.9M
+32.0% a year over 5 years
FY2020FY2025
Margins
Operating74.9%Net56.4%
FY2025
FY2020FY2025
Free cash flow and owner earnings
Free cash flow$209.3MOwner earnings$202.7M
FY2025
FY2020FY2025
Diluted shares
35.7M
+24.3% over 5 years, net dilution
FY2020FY2025
Every figure, year by year
| Fiscal year | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| The business | ||||||
| Revenue | $58.8M | $114.8M | $12.0M | $60.6M | $139.4M | $235.9M |
| Revenue growth | – | 95.3% | -89.6% | 406.9% | 129.9% | 69.2% |
| Gross margin | – | – | – | – | – | – |
| Operating margin | -47.5% | -59.8% | -237.8% | 36.6% | 59.0% | 74.9% |
| Net income | -$32.4M | -$75.2M | -$38.1M | $7.1M | $78.5M | $133.1M |
| Net margin | -55.1% | -65.5% | -318.5% | 11.7% | 56.3% | 56.4% |
| Diluted EPS | $-1.11s | $-2.47s | $-1.17s | $0.21s | $2.19 | $3.72 |
| Return on invested capital? | – | – | – | – | – | – |
| Cash | ||||||
| Operating cash flow | -$24.8M | -$72.1M | $8.5M | -$25.7M | $130.6M | $209.9M |
| Capital expenditure | $410.9K | $686.0K | $52.2K | $81.6K | $70.0K | $655.0K |
| Free cash flow | -$25.2M | -$72.8M | $8.5M | -$25.8M | $130.6M | $209.3M |
| Stock-based compensation | $7.0M | $14.2M | $10.3M | $6.9M | $5.2M | $6.5M |
| Owner earnings? | -$32.2M | -$87.0M | -$1.8M | -$32.7M | $125.4M | $202.7M |
| Free cash flow per share | $-0.88 | $-2.36 | $0.26 | $-0.76 | $3.64 | $5.85 |
| Capital allocation | ||||||
| Dividends paid | – | – | – | – | – | – |
| Share repurchases | $611.2K | $2.7M | $381.4K | $1.7M | $23.6M | $64.7M |
| Diluted shares | 28.7Ms | 30.8Ms | 32.7Ms | 34.1Ms | 35.9M | 35.7M |
| Share count change? | – | 7.2% | 6.0% | 4.3% | 5.3% | -0.4% |
| Balance sheet | ||||||
| Cash and equivalents | $84.3M | $77.0M | $68.3M | $67.6M | $73.2M | $64.1M |
| Short-term investments | – | – | – | – | – | – |
| Total debt | – | – | – | – | – | – |
| Net debt | – | – | – | – | – | – |
| Shareholders' equity | $60.0M | $37.8M | $8.8M | $22.1M | $87.8M | $169.8M |
Latest filings
| 2026-10-09 | DEF 14A | Proxy statement |
| 2026-10-08 | 8-K | Earnings release |
| 2026-08-07 | 10-Q | Quarterly report |
| 2026-08-06 | 8-K | Earnings release |
| 2026-07-14 | 8-K | Earnings release |
| 2026-05-07 | 10-Q | Quarterly report |
| 2026-05-06 | 8-K | Earnings release |
| 2026-04-15 | 8-K | Earnings release |
| 2026-02-26 | 10-K | Annual report |
| 2026-02-25 | 8-K | Earnings release |
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