PRUDENTIAL FINANCIAL INC
PFH· NYSE, NYSE, NYSE, NYSE· Life Insurance
- Market cap
- –
- P/FCF
- –
- EV/Sales
- –
- FCF margin
- –
- ROIC, 5 yr avg
- –
- Revenue, 5 yr CAGR
- +1.3%
We record prices for the companies we cover; PFH is not one of them yet.
Company statistics
Profile · FY2025
- Market cap
- –
- Enterprise value
- –
- Diluted shares
- 353.7M
- Revenue
- $60.8B
- Free cash flow
- –
- Owner earnings
- –
Valuation · FY2025
- P/E
- –
- P/FCF
- –
- P/Owner earnings
- –
- EV/Sales
- –
- EV/FCF
- –
- P/B
- –
Margins · FY2025
- Gross
- –
- Operating
- –
- Net
- 5.9%
- Free cash flow
- –
- Owner earnings
- –
- Stock pay
- 0.4%
Returns
- ROIC, FY2025
- –
- ROIC, 5 yr avg
- –
- ROE, FY2025
- 11.0%
- ROE, 5 yr avg
- 7.7%
Growth (CAGR)
- Revenue, 3 yr
- 2.2%
- Revenue, 5 yr
- 1.3%
- Revenue, 9 yr
- 0.4%
- Diluted EPS, 3 yr
- –
- Diluted EPS, 5 yr
- –
- Diluted EPS, 9 yr
- 0.3%
- Free cash flow, 3 yr
- –
- Free cash flow, 5 yr
- –
- Free cash flow, 9 yr
- –
Financial health · FY2025
- Cash and investments
- $19.7B
- Total debt
- $18.9B
- Net cash
- $856.0M
- Debt/Equity
- 0.6x
- Debt/FCF
- –
Shareholder returns · FY2025
- Dividend yield
- –
- Payout ratio
- 53.9%
- Buyback yield
- –
- Shareholder yield
- –
- Share count, 5 yr
- -2.2%
Financials: ten years from the 10-Ks
Revenue
$60.8B
+0.4% a year over 9 years
FY2016FY2025
Margins
5.9%
FY2025
FY2016FY2025
Diluted shares
353.7M
-20.8% over 9 years, net buybacks
FY2016FY2025
Net cash
$856.0M
$856.0M more cash than debt
FY2016FY2025
Every figure, year by year
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| The business | ||||||||||
| Revenue | $58.8B | $59.7B | $63.0B | $64.8B | $57.0B | $71.2B | $56.9B | $54.0B | $70.4B | $60.8B |
| Revenue growth | 2.9% | 1.5% | 5.5% | 2.9% | -12.0% | 24.9% | -20.2% | -5.1% | 30.4% | -13.7% |
| Gross margin | – | – | – | – | – | – | – | – | – | – |
| Operating margin | – | – | – | – | – | – | – | – | – | – |
| Net income | $4.4B | $7.9B | $4.1B | $4.2B | -$374.0M | $8.9B | -$1.6B | $2.5B | $2.7B | $3.6B |
| Net margin | 7.4% | 13.2% | 6.5% | 6.5% | -0.7% | 12.4% | -2.9% | 4.6% | 3.9% | 5.9% |
| Diluted EPS | $9.71 | $17.86 | $9.50 | $10.11 | $-1.00 | $22.40 | $-4.49 | $6.74 | $7.50 | $9.99 |
| Return on invested capital? | – | – | – | – | – | – | – | – | – | – |
| Cash | ||||||||||
| Operating cash flow | $14.9B | $13.5B | $21.7B | $19.6B | $8.4B | $9.8B | $5.2B | $6.5B | $8.5B | $6.3B |
| Capital expenditure | – | – | – | – | – | – | – | – | – | – |
| Free cash flow | – | – | – | – | – | – | – | – | – | – |
| Stock-based compensation | $202.0M | $263.0M | $155.0M | $231.0M | $226.0M | $268.0M | $208.0M | $254.0M | $314.0M | $257.0M |
| Owner earnings? | – | – | – | – | – | – | – | – | – | – |
| Free cash flow per share | – | – | – | – | – | – | – | – | – | – |
| Capital allocation | ||||||||||
| Dividends paid | $1.3B | $1.3B | $1.5B | $1.6B | $1.8B | $1.8B | $1.8B | $1.8B | $1.9B | $1.9B |
| Share repurchases | $2.0B | $1.3B | $1.5B | $2.5B | $500.0M | $2.5B | $1.5B | $1.0B | $1.0B | $1.0B |
| Diluted shares | 446.6M | 436.0M | 426.2M | 410.9M | 395.8M | 390.1M | 372.3M | 364.6M | 359.3M | 353.7M |
| Share count change? | -3.0% | -2.4% | -2.2% | -3.6% | -3.7% | -1.4% | -4.6% | -2.1% | -1.5% | -1.6% |
| Balance sheet | ||||||||||
| Cash and equivalents | $14.1B | $14.5B | $15.4B | $16.3B | $13.7B | $12.9B | $17.3B | $19.4B | $18.5B | $19.7B |
| Short-term investments | – | $6.8B | $6.5B | $5.5B | $7.8B | – | – | – | – | – |
| Total debt | $18.0B | $17.2B | $17.4B | $18.6B | $19.7B | $18.6B | $19.9B | $18.9B | $19.2B | $18.9B |
| Net debt | $3.9B | -$4.1B | -$4.4B | -$3.1B | -$1.8B | $5.7B | $2.7B | -$537.0M | $690.0M | -$856.0M |
| Shareholders' equity | $45.9B | $54.2B | $48.6B | $63.1B | $67.4B | $61.9B | $30.6B | $27.8B | $27.9B | $32.4B |
Latest filings
| 2026-10-15 | 8-K | Earnings release |
| 2026-08-05 | 10-Q | Quarterly report |
| 2026-08-04 | 8-K | Earnings release |
| 2026-07-15 | 8-K | Earnings release |
| 2026-05-06 | 10-Q | Quarterly report |
| 2026-05-05 | 8-K | Earnings release |
| 2026-04-21 | 8-K | Earnings release |
| 2026-04-14 | 8-K | Earnings release |
| 2026-03-26 | DEF 14A | Proxy statement |
| 2026-02-12 | 10-K | Annual report |
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