NERDWALLET, INC.
NRDS· Nasdaq· Services-Computer Processing & Data Preparation
- Market cap
- –
- P/FCF
- –
- EV/Sales
- –
- FCF margin
- 15.6%
- ROIC, 5 yr avg
- –
- Revenue, 5 yr CAGR
- +27.8%
We record prices for the companies we cover; NRDS is not one of them yet.
Company statistics
Profile · FY2025
- Market cap
- –
- Enterprise value
- –
- Diluted shares
- 75.9M
- Revenue
- $836.6M
- Free cash flow
- $130.3M
- Owner earnings
- $101.7M
Valuation · FY2025
- P/E
- –
- P/FCF
- –
- P/Owner earnings
- –
- EV/Sales
- –
- EV/FCF
- –
- P/B
- –
Margins · FY2025
- Gross
- –
- Operating
- 7.8%
- Net
- 5.8%
- Free cash flow
- 15.6%
- Owner earnings
- 12.2%
- Stock pay
- 3.4%
Returns
- ROIC, FY2025
- –
- ROIC, 5 yr avg
- –
- ROE, FY2025
- 13.0%
- ROE, 5 yr avg
- -0.3%
Growth (CAGR)
- Revenue, 3 yr
- 15.8%
- Revenue, 5 yr
- 27.8%
- Revenue, 6 yr
- 24.2%
- Diluted EPS, 3 yr
- –
- Diluted EPS, 5 yr
- 48.0%
- Diluted EPS, 6 yr
- 6.0%
- Free cash flow, 3 yr
- 85.5%
- Free cash flow, 5 yr
- 56.0%
- Free cash flow, 6 yr
- 27.2%
Financial health · FY2025
- Cash and investments
- $98.3M
- Total debt
- –
- Net cash
- –
- Debt/Equity
- –
- Debt/FCF
- –
Shareholder returns · FY2025
- Dividend yield
- –
- Payout ratio
- –
- Buyback yield
- –
- Shareholder yield
- –
- Share count, 5 yr
- 6.2%
Financials: ten years from the 10-Ks
Revenue
$836.6M
+24.2% a year over 6 years
FY2019FY2025
Margins
Operating7.8%Net5.8%
FY2025
FY2019FY2025
Free cash flow and owner earnings
Free cash flow$130.3MOwner earnings$101.7M
Free cash flow +27.2% a year
FY2019FY2025
Diluted shares
75.9M
+39.8% over 6 years, net dilution
FY2019FY2025
Net cash
–
$167.8M more cash than debt
FY2019FY2025
Every figure, year by year
| Fiscal year | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|
| The business | |||||||
| Revenue | $228.3M | $245.3M | $379.6M | $538.9M | $599.4M | $687.6M | $836.6M |
| Revenue growth | – | 7.4% | 54.7% | 42.0% | 11.2% | 14.7% | 21.7% |
| Gross margin | – | – | – | – | – | – | – |
| Operating margin | 12.4% | 0.8% | -10.3% | -3.5% | 0.6% | 1.4% | 7.8% |
| Net income | $24.2M | $5.3M | -$42.5M | -$10.2M | -$11.8M | $30.4M | $48.7M |
| Net margin | 10.6% | 2.2% | -11.2% | -1.9% | -2.0% | 4.4% | 5.8% |
| Diluted EPS | $0.45 | $0.09 | $-0.82 | $-0.14 | $-0.15 | $0.38 | $0.64 |
| Return on invested capital? | – | – | – | – | – | – | – |
| Cash | |||||||
| Operating cash flow | $31.4M | $15.4M | $7.2M | $25.0M | $72.1M | $71.8M | $131.6M |
| Capital expenditure | $700.0K | $1.3M | $2.3M | $4.6M | $700.0K | $600.0K | $1.3M |
| Free cash flow | $30.7M | $14.1M | $4.9M | $20.4M | $71.4M | $71.2M | $130.3M |
| Stock-based compensation | $5.0M | $6.4M | $17.9M | $34.4M | $38.8M | $37.7M | $28.6M |
| Owner earnings? | $25.7M | $7.7M | -$13.0M | -$14.0M | $32.6M | $33.5M | $101.7M |
| Free cash flow per share | $0.57 | $0.25 | $0.09 | $0.29 | $0.93 | $0.90 | $1.72 |
| Capital allocation | |||||||
| Dividends paid | – | – | – | – | – | – | – |
| Share repurchases | – | – | – | – | $20.0M | $80.1M | $70.2M |
| Diluted shares | 54.3M | 56.3M | 51.9M | 70.6M | 76.7M | 78.9M | 75.9M |
| Share count change? | – | 3.7% | -7.8% | 36.0% | 8.6% | 2.9% | -3.8% |
| Balance sheet | |||||||
| Cash and equivalents | $67.6M | $83.4M | $167.8M | $83.9M | $100.4M | $66.3M | $98.3M |
| Short-term investments | – | – | – | – | – | – | – |
| Total debt | – | $30.2M | $0 | – | – | – | – |
| Net debt | – | -$53.2M | -$167.8M | – | – | – | – |
| Shareholders' equity | $8.0M | $82.7M | $257.6M | $341.7M | $366.9M | $364.2M | $374.5M |
Latest filings
| 2026-08-06 | 10-Q | Quarterly report |
| 2026-08-06 | 8-K | Earnings release |
| 2026-05-06 | 10-Q | Quarterly report |
| 2026-05-06 | 8-K | Earnings release |
| 2026-04-14 | DEF 14A | Proxy statement |
| 2026-02-25 | 10-K | Annual report |
| 2026-02-25 | 8-K | Earnings release |
| 2025-11-06 | 10-Q | Quarterly report |
| 2025-11-06 | 8-K | Earnings release |
| 2025-08-07 | 10-Q | Quarterly report |
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