Dave Inc./DE
DAVE· Nasdaq, Nasdaq· Finance Services
- Market cap
- –
- P/FCF
- –
- EV/Sales
- –
- FCF margin
- 52.3%
- ROIC, 5 yr avg
- –
- Revenue, 5 yr CAGR
- –
We record prices for the companies we cover; DAVE is not one of them yet.
Company statistics
Profile · FY2025
- Market cap
- –
- Enterprise value
- –
- Diluted shares
- 14.5M
- Revenue
- $554.2M
- Free cash flow
- $289.7M
- Owner earnings
- $259.8M
Valuation · FY2025
- P/E
- –
- P/FCF
- –
- P/Owner earnings
- –
- EV/Sales
- –
- EV/FCF
- –
- P/B
- –
Margins · FY2025
- Gross
- –
- Operating
- –
- Net
- 35.3%
- Free cash flow
- 52.3%
- Owner earnings
- 46.9%
- Stock pay
- 5.4%
Returns
- ROIC, FY2025
- –
- ROIC, 5 yr avg
- –
- ROE, FY2025
- 55.5%
- ROE, 5 yr avg
- -28.2%
Growth (CAGR)
- Revenue, 3 yr
- 39.3%
- Revenue, 5 yr
- –
- Revenue, 4 yr
- 38.0%
- Diluted EPS, 3 yr
- –
- Diluted EPS, 5 yr
- –
- Diluted EPS, 4 yr
- –
- Free cash flow, 3 yr
- –
- Free cash flow, 5 yr
- –
- Free cash flow, 4 yr
- –
Financial health · FY2025
- Cash and investments
- $80.5M
- Total debt
- $0
- Net cash
- $80.5M
- Debt/Equity
- 0.0x
- Debt/FCF
- 0.0x
Shareholder returns · FY2025
- Dividend yield
- –
- Payout ratio
- –
- Buyback yield
- –
- Shareholder yield
- –
- Share count, 5 yr
- –
Financials: ten years from the 10-Ks
Revenue
$554.2M
+38.0% a year over 4 years
FY2021FY2025
Margins
Operating–Net35.3%
FY2025
FY2021FY2025
Free cash flow and owner earnings
Free cash flow$289.7MOwner earnings$259.8M
FY2025
FY2021FY2025
Diluted shares
14.5M
+239.4% over 4 years, net dilution
FY2021FY2025
Net cash
$80.5M
$80.5M more cash than debt
FY2021FY2025
Every figure, year by year
| Fiscal year | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| The business | |||||
| Revenue | $153.0M | $204.8M | $259.1M | $347.1M | $554.2M |
| Revenue growth | – | 33.9% | 26.5% | 34.0% | 59.7% |
| Gross margin | – | – | – | – | – |
| Operating margin | -4.2% | – | – | – | – |
| Net income | -$20.0M | -$128.9M | -$48.5M | $57.9M | $195.9M |
| Net margin | -13.1% | -62.9% | -18.7% | 16.7% | 35.3% |
| Diluted EPS | $-4.69 | $-11.12 | $-4.07 | $4.19 | $13.53 |
| Return on invested capital? | – | – | – | – | – |
| Cash | |||||
| Operating cash flow | -$541.0K | -$44.9M | $33.8M | $125.1M | $290.0M |
| Capital expenditure | $371.0K | $728.0K | $688.0K | $262.0K | $317.0K |
| Free cash flow | -$912.0K | -$45.6M | $33.1M | $124.9M | $289.7M |
| Stock-based compensation | $2.1M | $40.6M | $26.7M | $37.3M | $29.9M |
| Owner earnings? | -$3.0M | -$86.2M | $6.4M | $87.6M | $259.8M |
| Free cash flow per share | $-0.21 | $-3.94 | $2.77 | $9.03 | $20.01 |
| Capital allocation | |||||
| Dividends paid | – | – | – | – | – |
| Share repurchases | $0 | $536.0K | $0 | $0 | $43.7M |
| Diluted shares | 4.3M | 11.6M | 11.9M | 13.8M | 14.5M |
| Share count change? | – | 171.6% | 3.0% | 15.8% | 4.8% |
| Balance sheet | |||||
| Cash and equivalents | $32.0M | $22.9M | $41.8M | $49.7M | $80.5M |
| Short-term investments | $0 | $285.0K | $952.0K | $97.0K | $0 |
| Total debt | $35.0M | $75.0M | $75.0M | $75.0M | $0 |
| Net debt | $3.0M | $51.8M | $32.3M | $25.2M | -$80.5M |
| Shareholders' equity | $38.7M | $106.6M | $87.1M | $183.1M | $352.7M |
Latest filings
| 2026-08-05 | 10-Q | Quarterly report |
| 2026-08-05 | 8-K | Earnings release |
| 2026-05-05 | 8-K | Earnings release |
| 2026-05-05 | 10-Q | Quarterly report |
| 2026-04-20 | DEF 14A | Proxy statement |
| 2026-03-02 | 8-K | Earnings release |
| 2026-03-02 | 10-K | Annual report |
| 2025-11-04 | 10-Q | Quarterly report |
| 2025-11-04 | 8-K | Earnings release |
| 2025-08-06 | 10-Q | Quarterly report |
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