American Integrity Insurance Group, Inc.

AII· NYSE· Fire, Marine & Casualty Insurance

Market cap
–
P/FCF
–
EV/Sales
–
FCF margin
48.2%
ROIC, 5 yr avg
–
Revenue, 5 yr CAGR
–
We record prices for the companies we cover; AII is not one of them yet.

Company statistics

From the 10-Ks, computed in code · point at a figure for its formula

Profile · FY2025

Market cap
–
Enterprise value
–
Diluted shares
17.2M
Revenue
$276.5M
Free cash flow
$133.2M
Owner earnings
$122.6M

Valuation · FY2025

P/E
–
P/FCF
–
P/Owner earnings
–
EV/Sales
–
EV/FCF
–
P/B
–

Margins · FY2025

Gross
–
Operating
–
Net
36.0%
Free cash flow
48.2%
Owner earnings
44.3%
Stock pay
3.8%

Returns

ROIC, FY2025
–
ROIC, 5 yr avg
–
ROE, FY2025
29.6%
ROE, 5 yr avg
–

Growth (CAGR)

Revenue, 3 yr
–
Revenue, 5 yr
–
Revenue, 1 yr
35.3%
Diluted EPS, 3 yr
–
Diluted EPS, 5 yr
–
Diluted EPS, 1 yr
91.5%
Free cash flow, 3 yr
–
Free cash flow, 5 yr
–
Free cash flow, 1 yr
-9.8%

Financial health · FY2025

Cash and investments
$222.0M
Total debt
$618.0K
Net cash
$221.4M
Debt/Equity
0.0x
Debt/FCF
0.0x

Shareholder returns · FY2025

Dividend yield
–
Payout ratio
–
Buyback yield
–
Shareholder yield
–
Share count, 5 yr
–

Financials: ten years from the 10-Ks

Reported numbers open their filing · computed ones show the formula · ˢ split-adjusted

Every figure, year by year

Fiscal yearFY2024FY2025
The business
Revenue$204.4M$276.5M
Revenue growth–35.3%
Gross margin––
Operating margin––
Net income$39.7M$99.6M
Net margin19.4%36.0%
Diluted EPS$2.95$5.65
Return on invested capital?––
Cash
Operating cash flow$148.9M$138.2M
Capital expenditure$1.3M$5.0M
Free cash flow$147.6M$133.2M
Stock-based compensation$0$10.6M
Owner earnings?$147.6M$122.6M
Free cash flow per share$11.44$7.73
Capital allocation
Dividends paid––
Share repurchases––
Diluted shares12.9M17.2M
Share count change?–33.6%
Balance sheet
Cash and equivalents$173.2M$203.9M
Short-term investments$0$18.1M
Total debt$1.0M$618.0K
Net debt-$172.2M-$221.4M
Shareholders' equity$162.4M$337.0M

Latest filings

All on EDGAR
2026-08-1310-QQuarterly report
2026-08-118-KEarnings release
2026-05-1410-QQuarterly report
2026-05-128-KEarnings release
2026-04-17DEF 14AProxy statement
2026-02-2710-KAnnual report
2026-02-248-KEarnings release
2025-11-1310-QQuarterly report
2025-11-128-KEarnings release
2025-08-1310-QQuarterly report

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