ARCH CAPITAL GROUP LTD.
ACGL· Nasdaq, Nasdaq, Nasdaq· Fire, Marine & Casualty Insurance
- Market cap
- –
- P/FCF
- –
- EV/Sales
- –
- FCF margin
- 30.7%
- ROIC, 5 yr avg
- –
- Revenue, 5 yr CAGR
- +18.6%
We record prices for the companies we cover; ACGL is not one of them yet.
Company statistics
Profile · FY2025
- Market cap
- –
- Enterprise value
- –
- Diluted shares
- 375.9M
- Revenue
- $19.9B
- Free cash flow
- $6.1B
- Owner earnings
- $6.0B
Valuation · FY2025
- P/E
- –
- P/FCF
- –
- P/Owner earnings
- –
- EV/Sales
- –
- EV/FCF
- –
- P/B
- –
Margins · FY2025
- Gross
- –
- Operating
- –
- Net
- 22.1%
- Free cash flow
- 30.7%
- Owner earnings
- 30.0%
- Stock pay
- 0.7%
Returns
- ROIC, FY2025
- –
- ROIC, 5 yr avg
- –
- ROE, FY2025
- 18.2%
- ROE, 5 yr avg
- 18.1%
Growth (CAGR)
- Revenue, 3 yr
- 27.5%
- Revenue, 5 yr
- 18.6%
- Revenue, 9 yr
- 18.1%
- Diluted EPS, 3 yr
- 45.1%
- Diluted EPS, 5 yr
- 28.4%
- Diluted EPS, 9 yr
- 23.2%
- Free cash flow, 3 yr
- 17.6%
- Free cash flow, 5 yr
- 16.6%
- Free cash flow, 9 yr
- 18.2%
Financial health · FY2025
- Cash and investments
- $993.0M
- Total debt
- –
- Net cash
- –
- Debt/Equity
- –
- Debt/FCF
- –
Shareholder returns · FY2025
- Dividend yield
- –
- Payout ratio
- –
- Buyback yield
- –
- Shareholder yield
- –
- Share count, 5 yr
- -1.7%
Financials: ten years from the 10-Ks
Revenue
$19.9B
+18.1% a year over 9 years
FY2016FY2025
Margins
22.1%
FY2025
FY2016FY2025
Free cash flow and owner earnings
Free cash flow$6.1BOwner earnings$6.0B
Free cash flow +18.2% a year
FY2016FY2025
Diluted shares
375.9M
+0.5% over 9 years, net dilution
FY2016FY2025
Every figure, year by year
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| The business | ||||||||||
| Revenue | $4.5B | $5.6B | $5.5B | $6.9B | $8.5B | $9.2B | $9.6B | $13.6B | $17.4B | $19.9B |
| Revenue growth | 13.4% | 26.1% | -3.1% | 27.1% | 22.8% | 8.7% | 3.9% | 41.8% | 27.9% | 14.3% |
| Gross margin | – | – | – | – | – | – | – | – | – | – |
| Operating margin | – | – | – | – | – | – | – | – | – | – |
| Net income | $692.7M | $619.3M | $758.0M | $1.6B | $1.4B | $2.2B | $1.5B | $4.4B | $4.3B | $4.4B |
| Net margin | 15.5% | 11.0% | 13.9% | 23.6% | 16.5% | 23.3% | 15.4% | 32.6% | 24.7% | 22.1% |
| Diluted EPS | $1.78 | $1.36 | $1.73 | $3.87 | $3.32 | $5.23 | $3.80 | $11.62 | $11.19 | $11.60 |
| Return on invested capital? | – | – | – | – | – | – | – | – | – | – |
| Cash | ||||||||||
| Operating cash flow | $1.4B | $1.1B | $1.6B | $2.0B | $2.9B | $3.4B | $3.8B | $5.7B | $6.7B | $6.2B |
| Capital expenditure | $15.3M | $22.8M | $29.8M | $37.8M | $39.9M | $41.0M | $50.0M | $52.0M | $51.0M | $44.0M |
| Free cash flow | $1.4B | $1.1B | $1.5B | $2.0B | $2.8B | $3.4B | $3.8B | $5.7B | $6.6B | $6.1B |
| Stock-based compensation | $56.6M | $67.8M | $55.8M | $66.4M | $71.3M | $88.0M | $88.0M | $93.0M | $133.0M | $148.0M |
| Owner earnings? | $1.3B | $1.0B | $1.5B | $1.9B | $2.8B | $3.3B | $3.7B | $5.6B | $6.5B | $6.0B |
| Free cash flow per share | $3.64 | $2.57 | $3.70 | $4.88 | $6.94 | $8.45 | $9.97 | $15.04 | $17.34 | $16.30 |
| Capital allocation | ||||||||||
| Dividends paid | – | – | – | – | – | – | – | – | – | – |
| Share repurchases | $75.3M | $0 | $282.8M | $2.9M | $83.5M | $1.2B | $586.0M | $0 | $24.0M | $1.9B |
| Diluted shares | 374.2M | 417.8M | 412.9M | 411.6M | 410.3M | 400.3M | 377.6M | 378.8M | 381.8M | 375.9M |
| Share count change? | -1.0% | 11.7% | -1.2% | -0.3% | -0.3% | -2.4% | -5.7% | 0.3% | 0.8% | -1.5% |
| Balance sheet | ||||||||||
| Cash and equivalents | $842.9M | $606.2M | $646.6M | $726.2M | $906.4M | $859.0M | $855.0M | $917.0M | $979.0M | $993.0M |
| Short-term investments | – | – | – | – | – | – | – | – | – | – |
| Total debt | – | – | – | – | – | – | – | – | – | – |
| Net debt | – | – | – | – | – | – | – | – | – | – |
| Shareholders' equity | $8.3B | $9.2B | $9.4B | $11.5B | $13.1B | $13.5B | $12.9B | $18.4B | $20.8B | $24.2B |
Latest filings
| 2026-10-27 | 8-K | Earnings release |
| 2026-08-04 | 10-Q | Quarterly report |
| 2026-07-28 | 8-K | Earnings release |
| 2026-05-05 | 10-Q | Quarterly report |
| 2026-04-28 | 8-K | Earnings release |
| 2026-03-24 | DEF 14A | Proxy statement |
| 2026-02-26 | 10-K | Annual report |
| 2026-02-09 | 8-K | Earnings release |
| 2025-11-06 | 10-Q | Quarterly report |
| 2025-10-27 | 8-K | Earnings release |
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